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AYSAA Basketball Coverage

Youth & Adult Leagues

The team at eSportsInsurance is always responsive and helpful. I have been using them for many years for liability insurance for an adult basketball league and they never disappoint.

Eric Proulx

Insurance for AYSAA Basketball Teams & Leagues

Baseball evolved from older bat-and-ball games already being played in England by the mid-18th century. This game was brought by immigrants to North America, where the modern version developed. By the late 19th century, baseball was widely recognized as the national sport of the United States.

Baseball is an excellent sport for improving coordination, speed, and more. Practicing and competing in baseball also teaches valuable skills like teamwork and perseverance. Owning or operating a baseball league or team is about providing your players these benefits, among many others.

While coaching baseball can certainly be conducted safely, there are always risks to coaching and managing baseball, operating a baseball league, team, or field, or hosting a baseball game or season. Baseball requires much less player-to-player contact than sports like football or rugby, but baseball players are still vulnerable to their own sport-specific injuries.

Even if the baseball league has taken all realistic precautions, it can still be held liable for injuries and other issues related to its events and facilities.

Our insurance policies for baseball leagues, coaches, and teams allow you to focus on providing your services with peace of mind knowing that you are protected against potential risk.

youth baseball team, outdoors

Types of Basketball Leagues

We offer both general liability and accident medical insurance for various baseball programs including:

AAU Leagues
Competitive Leagues
Travel Basketball
Boys & Girls Clubs
Male & Female Leagues
YMCA Leagues
Church Leagues
Recreational Basketball
Middle & High School Leagues
City Basketball
Tournament Ball

Youth

1-5 Teams

Youth

6+ Teams

Adults

Baseball Insurance

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young adult baseball team, outdoors
adult baseball team, outdoors

General Liability Insurance for Basketball

Our general liability insurance policy provides coverage for claims and lawsuits that allege bodily injury or property damage. 

General liability covers up to a specific amount to spectators and other non-members of your organization who file a claim or lawsuit against your basketball organization. Fortunately for policyholders, investigation of the claim and adjustment of any potential payout are taken care of by the insurance company.

This includes serious injury of a basketball player, coach, or spectator. Common basketball injuries, such as a sprained ankle or wrist, may occur as a result of incidents including, but not limited to, a fall or a collision with another player. General liability also covers property damage that may have been caused by the negligence of the named insured.

Accident Medical Insurance for Basketball

Our excess accident medical policy helps pay for out-of-pocket medical costs for an injured basketball player or coach. Injuries do happen when participating in youth and adult league basketball, whether indoor or outdoor, and an accident medical policy can keep injured players and coaches from facing a serious financial burden due to medical bills from an injury.

Covered individuals would encompass all registered members of your organization, including participants and volunteers, so long as the injury happened during a covered activity.

The policy pays medical bills for a member who is injured at your practice or game, or during activities you sponsor, if, either the member has no health insurance, or the medical bills exceed what the member’s insurance will pay.