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Gymnastics Insurance

For Studio & Facilities

The team at eSportsInsurance is always responsive and helpful. I have been using them for many years for liability insurance for an adult baseball league and they never disappoint.

Eric Proulx

Insurance for Gymnastic Studios & Facilities

Gymnastics is a sport that includes physical exercises requiring balance, strength, flexibility, agility, coordination, dedication, and endurance. The movements involved in gymnastics contribute to the development of the arms, legs, shoulders, back, chest, and abdominal muscle groups.

Gymnastics is an excellent sport for improving strength, flexibility, balance, coordination, and more. Training and competing in gymnastics also teach valuable skills like self-discipline and mastery. Owning or operating a gymnastics center is about providing students with these benefits, among many others.

While instructing gymnastics can certainly be conducted safely, there are always risks to teaching and practicing gymnastics, operating a gymnastics center, or hosting a gymnastics competition.

Even if the gymnastics school has taken all realistic precautions, it can still be held liable for injuries and other issues related to its events and facilities.

Our insurance policies for gymnastics coaches and facilities allow you to focus on providing your services with peace of mind knowing that you are protected against potential risk.

youth baseball team, outdoors

Gymnastics

Studios & Facilities

Gymnastics Styles

We offer both general liability and accident medical insurance for gymnastics facilities and programs that teach the following exercises:

Vault
Beam
Floor
Uneven bars
Pommel horse
Parallel bars
Horizontal bar
Rings

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young adult baseball team, outdoors
adult baseball team, outdoors

General Liability Insurance for Gymnastics

Our general liability insurance policy provides coverage for claims and lawsuits that allege bodily injury or property damage. 

General liability covers up to a specific amount to spectators and other non-members of your organization who file a lawsuit against your gymnastics business. Fortunately for policyholders, investigation of the claim and adjustment of any potential payout are taken care of by the insurance company.

This includes injury of a gymnast, coach, or spectator that may be due to negligence on the part of the named insured. Gymnastics injuries, in particular, may occur as a result of incidents including, but not limited to, falling from beams, rings, or other equipment, and injuries due to improper landing. General liability also covers property damage that may be due to negligence on the part of the named insured.

Accident Medical Insurance for Gymnastics

Our excess accident medical policy helps pay for out-of-pocket medical costs for an injured football player or coach. Injuries do happen when participating in youth and adult league football, whether flag or contact and an accident medical policy can keep injured players and coaches from facing a serious financial burden due to medical bills from an injury.

Covered individuals would encompass all registered members of your organization, including participants and volunteers, so long as the injury happened during a covered activity.

The policy pays medical bills for a member who is injured at your practice or game, or during activities you sponsor, if, either the member has no health insurance, or the medical bills exceed what the member’s insurance will pay. The limits for accident medical coverage also exceed those of general liability.