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Event Insurance Coverage Insurance

For Festivities, Performers, & Vendors

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Insurance for Events: Festivities, Performers & Vendors

A variety of events, including concerts, shows, balls, recitals, exhibitions, festivals, fairs, tournaments, and performances are happening across the country, both small and large. We’re here to insure those events and protect the leaders and organizations making these festivities happen.

These events are beneficial, particularly after the pandemic, for numerous reasons, including fostering a connection between people, developing community strength, and the growth of businesses. Insurance prevents these good activities from being abandoned due to their risks. Even if an event organizer has taken every reasonable safety measure, it may still be held accountable. 

There are risks associated with hosting these events, and eSportsInsurance wants to protect you and your organization from the risks associated with hosting these events so you have peace of mind and are empowered to concentrate on making awesome events.

Festival at the beach, outdoors, daytime
county fair, wheel, outdoors, evening
video game tournament

Types of Events We Cover

We offer both general liability and accident medical insurance for the following types of events:

Antique Shows
Art Festivals and Shows
Award Presentations
Baby Shower
Banquets & Dinner Parties
Bar Mitzvahs
Beauty Pageants
Bingo Games
Block Parties, Street Closures, & Street Fairs
< 1,500 Spectators
Book Signings
Bridal Showers
Business Meetings and Shows
Card Shows
Chess Tournament
Children’s Birthday Parties
Indoors + Outdoors
Christmas Tree Lighting
Classic Dance Shows
Comedy Shows
Computer Shows
Indoor and Outdoor Celtic, Chamber, Classical, Instrumental, Pop Music, Cover Band, Blues, Folk, Funk, Motown, Era, Country, and Soul Music
Consumer Shows
Country Festivals and Fairs
No Rides
Debutant Balls
Drill Team Exhibitions
Equipment Events
PC & Console Gaming
Festival and Cultural Events
Flower and Garden Shows
Funeral Service
Harvest Festivals
No Farm Implements
High School or College
High School or College Reunions
Home Shows
Ice Skating Shows
Jazz and Jam Concerts
Indoors & Outdoors
Job Fairs
Indoors & Outdoors
< 1,500 att. per event
Walking & Running < 1,500 att. per event
Math Tournament
Menorah Lightning
Play Readings
Poetry Reading
Pool and/or Billiards Tournaments
School Band Competitions or Events
< 1,500 att. per event
Amateur < 1,500 att. per event
Speaking Engagements
Symphony Concerts
Tap Dancing
Theatrical Stage Performances
Sports & Martial Arts
Trade Shows
Vacation Shows
Video Game Contests
Amateur < 1,500 att. per event
Voter Registration
Weddings and Wedding Receptions

Don’t see your event type listed? Contact us, we may still be able to cover it.

clown outside at a festival

Event Entertainers & Performers

eSportsInsurance offers insurance coverage for a variety of public performers! While public performances can be both fun and profitable, there are risks to being a public performer. Our General Liability policies are specifically geared toward both for-profit and non-profit special event performers.

Policies are available for the following types of performers:

Balloon Artists
Belly Dancers
Caricature Artists
Cultural Dancers
Face Painters
Individual Disc Jockeys (DJs)
Street Performers
Story Tellers

Performer liability policies provide coverage for claims and lawsuits alleging bodily injury of a spectator or property damage to a location occupied by the performer.

Learn more about General Liability insurance coverage here.

food, catering across table, indoors

Event Vendors

eSportsInsurance offers insurance coverage for a variety of special event vendors! While promoting your products or services can be both fun and profitable, there are risks to being a special event vendor.

Our General Liability vendor policies are specifically geared towards both for-profit and non-profit special event vendors.

Vendor liability policies provide coverage for claims and lawsuits alleging bodily injury of an event attendant or spectator or property damage to a facility or location rented or occupied by the event vendor.

Learn more about General Liability insurance coverage here.

General Liability Insurance for Events

Our general liability insurance policy provides coverage for claims and lawsuits that allege bodily injury or property damage. 

General liability covers up to a specific amount to spectators and other non-members of your organization who file a claim or lawsuit against your business. Fortunately for policyholders, investigation of the claim and adjustment of any potential payout is taken care of by the insurance company.

General liability also covers property damage that may be due to negligence on the part of the named insured.

Accident Medical Insurance for Events

Our excess accident medical policy helps pay for out-of-pocket medical costs for injured participants. Injuries do happen when participating in events, and an accident medical policy can keep companies from facing a serious financial burden due to medical bills from an injury.

Covered individuals would encompass all registered participants of the event, including volunteers, so long as the injury happened during a covered activity.

The policy pays medical bills for a member who is injured at your event, if, either the member has no health insurance, or the medical bills exceed what the member’s insurance will pay.

Frequently Asked Questions About Event Insurance Coverage

What Are the Standard General Liability Limits?
  • $1,000,000 Each Occurrence Limit
  • $2,000,000 Aggregate Limit
  • $2,000,000 Products & Completed Operations Limit
  • $1,000,000 Personal & Advertising Injury Limit
  • $100,000 Damage to Rented Premises Limit
  • $5,000 Medical Expense Limit (Excludes Athletic Participants)
What Other Coverages Can I Add to My Special Event Insurance Policy?
  • Increased Damage to Rented Premises Limits
  • Equipment Coverage
  • Coverage for Vendors, Exhibitors, Concessionaries, and Attractions / Performers
How Do I Add a Venue, Sponsor, or Location as an Additional Insured or Certificate Holder?
  • During the quoting process, you can add additional insureds (who will also be listed as certificate holders) under the ‘Additional Insureds’ tab. There is no limit to the number of additional insureds you may add and there is no cost to add additional insured certificates.
  • If you have already bound your policy online, you can click here to generate an additional insured certificate under the ‘Certificate’ section above. Your new certificates will be immediately available for download and will also be emailed to you.
How Long Does My Coverage Last?

Coverage begins on the date that you selected as your event beginning date and ends at 12:01 AM on the expiration date listed on your certificate. Coverage is provided for the number of days referenced during the quoting process. You may only cover one event per policy.

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Event Coverage



Why Choose eSportsInsurance?

Adult & Youth Sports

We Are Sports Insurance Specialists

Protecting You From The Unknown

Our Insurance Covers The REAL Risks

From Carriers That Specialize in Amateur Sports

We Offer Great Rates

Our Team Is Your Team

We Provide Personal Service

Our Location

esportsinsurance location map

3100 Five Forks Trickum Road | Suite 101 | Lilburn, GA 30047

Event Insurance Coverage

Customer Feedback

“The staff is professional and knowledgeable, and moved quickly to enable our amateur sports league to acquire our insurance in time for the games!” – Jon Slotta