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Fitness Training (Individuals & Companies) Insurance Coverage

Individual Trainers and Fitness Organizations

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Cynthia Z.

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Insurance for Fitness Trainers and Organizations

While personal fitness training can be done in a very safe manner, there are always risks to health and fitness training. In addition, many fields, facilities, and other practice locations may require personal fitness instructors to have liability coverage while using their premises.

eSportsInsurance offers liability-only insurance coverage tailored to personal fitness trainers. If you have multiple trainers or need accident/medical coverage for you, your instructors, or your trainees, then please select the ‘Companies’ button above.

What Insurance Do Personal Trainers Need?

To protect themselves, their clients, and the involved businesses, personal fitness trainers often want several categories of risk and liability coverage.

  • Professional Liability Insurance (Malpractice Insurance):

  • General Liability Insurance:

  • Product Liability Insurance
  • Professional Indemnity Insurance
  • Business Owner’s Policy (BOP)
  • Renter’s Insurance or Property Insurance
  • Workers’ Compensation Insurance
  • Cyber Liability Insurance

Not sure which coverage types are relevant to your particular situation? Give us a call and we’d be happy to consult based on your specific needs, desires, and location.

How Much Does Fitness Trainer Insurance Cost?

Personal trainer insurance starts at $230 annually. Inquire to learn more, get a more precise quote, and sign up today.

fitness trainer, gym long heavy wavy ropes
lifting weights, indoors
group running, outdoors

Fitness Insurance Coverage Types

eSportsInsurance Can Offer Coverage for Personal Training for the following Activities:

Aquatic Exercise

Aqua Fitness

Cardio Kickboxing
Children’s Fitness Programs

Coaches & Trainers

Cardio Dance

Ballet, Hip-Hop, Contemporary, Jazz, & Salsa.

Cardiovascular Conditioning
Corrective Exercise Specialists
Fitness Boot Camp

Including High-Intensity Interval Training (HIIT)

Functional Fitness
Group Fitness
Hoop Fitness
Martial Arts

Karate, Taekwondo, Jiu-Jitsu, & Kickboxing.

Mobility & Flexibility Trainers
Personal Training
Certified instructors only

Certified, Reformer, Mat, and Clinical Pilates.

Pre & Post Natal Fitness

Including indoor cycling.

Sports-Specific Training
Strength & Conditioning
Stroller-Based Fitness Instructors
Tai Chi

Total body resistance exercise)


Hatha, Vinyasa, Ashtanga, Bikram, Kundalini, Yin Yoga, & Power Yoga.

Yoga (Advanced)
Aerial, anti-gravity, suspended, Acrobatic, or Partner

Studios & Instructors

For Individuals

Personal Trainers

For Organizations

Fitness Businesses

General Liability Insurance for Fitness Professionals

The General Liability policy provides coverage for claims and lawsuits alleging bodily injury or property damage. This includes serious injury to an instructor, or spectator or property damage to a facility or location rented or occupied by a trainer or instructor.

Learn more about General Liability insurance coverage here.

Accident Medical Insurance for Fitness Related Acivities

The excess Accident / Medical policy helps pay for out-of-pocket medical costs for an injured trainee or instructor. Injuries do happen when participating in youth and adult fitness training, and the accident /medical policy can keep injured trainees or instructors from facing a serious financial burden due to medical bills from an injury.

Learn more about Accident / Medical insurance coverage here.

Get a Quote

For Individuals

Fitness Trainers

For Organizations

Fitness Companies

Why Choose eSportsInsurance?

Adult & Youth Sports

We Are Sports Insurance Specialists

Protecting You From The Unknown

Our Insurance Covers The REAL Risks

From Carriers That Specialize in Amateur Sports

We Offer Great Rates

Our Team Is Your Team

We Provide Personal Service

Our Location

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3100 Five Forks Trickum Road | Suite 101 | Lilburn, GA 30047

Fitness Training (Individuals & Companies) Insurance Coverage

Customer Feedback

“We have been with Esports for 6-7 years now as our insurance carrier for our rec baseball league, and it is so easy. Rhonda and her group have always responded to emails and got our quotes to us in a timely fashion. They also have helped us when we had to add some insurance which we didn’t know we needed to carry. I recommend this group for any of your insurance needs!” – Joseph Rafferty